The Impact of Healthy Credit

For the past eight years, we've worked to help clients improve the health of their credit, and specifically prepare to credit qualify for their upcoming home loan. We take pride in making an impact in our community. 

Below are a few examples of how a healthy credit profile can impact your life. 

 

Interest Rates

*Based upon rates from 12/7/2017 sourced by Informa Resource Services. Premier Credit Consulting, LLC is not a mortgage company nor does it advertise mortgage rates

Using Credit Repair to Save Money, Fast.

Client's Starting Credit Score: 665

Client's ending credit score: 694

Time Frame: 33 Days

In some cases, having a mediocre credit score can have a serious impact on the cost of your mortgage. We recently had the opportunity to help one of our clients navigate a tricky negotiation on a medical collection in an effort to find a reasonable resolution. The results, and the savings, were significant. 

Monthly Mortgage Payment @ 665 Credit Score: $2,954.06

Monthly Mortgage Payment @ 694 Credit Score: $2,751.94

By responsibly tackling a frustrating credit challenge, we were able to help our client save money every month. 

The impact of healthy credit = $202.12 Per Month Savings

*Individual results may vary. 

 

 

Over the past 20 years, access to consumer credit profiles has increased dramatically. 

Today, it's not only a lender that is pulling credit. Many employers, leasing companies, and insurance companies are pulling credit to identify your risk as a consumer. With increased access to credit profiles, it's important that consumers are aware of not only their credit score, but the accuracy of the content on a credit profile. 

If you're interested in checking your credit, sign up here and get your 3 bureau report for $8.99. 

 

For consumers who take action, there's potential to see dramatic changes in the health of their credit profiles.

We've put together a few case studies of previous client experiences. Individual results may vary.