Advocates for Credit Health


The Impact of Healthy Credit...

Over the past seven years, we've helped thousands of clients credit qualify and reach their credit goals. Through our established partnerships with mortgage originators, real estate professionals, and home builders, we're able to provide a customized platform for consumers to reach their goal to credit qualify for their home loans. 


10k +

consumer profiles 

We've helped over 10,000 consumers improve the health of their credit profile. Individual results may vary. 


Years of services

Our team is our family, and we've been working to build the best credit service organization for the past seven years. 


average negotiated rate

We go beyond simply disputing accounts, and help find a real solution to valid debts. Individual results may vary.


december 2017

"Per the Fair Credit Reporting Act, you are entitled to a fair and accurate credit profile. Unfortunately, one in four consumers are impacted financially because of the credit bureaus' neglect to ensure accuracy."

Alex Grimnes / Read Full Article



Responsible Credit Repair


Rate Builder

Not everyone is in need of the full credit repair services that we have to offer. Instead, Rate Builder is a unique, short term option to help clients strategically maximize their purchasing power.

This program is perfect for already qualified buyers looking to save money on their interest rate or mortgage insurance.

Services Include:

> Tailored 90 Day (or less) Plan

> Customized Credit Analysis

> Direct Creditor Validations

> Direct Disputing

> Creditor Negotiations

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Complete Service

Are you trying to build healthy credit? Our Complete Service combines consumer advocacy and powerful industry expertise to help you save money, build credit, and find a lasting solution to credit challenges.

This program is perfect for future home buyers who have dealt with a life event that has negatively impacted their credit worthiness.

Services Include:

> Customized Credit Analysis For Building Healthy Credit

> Direct Creditor Validations

> Direct Disputing With All Three Credit Bureaus

> Creditor Negotiations

> Goodwill Interventions For Removal Of Late Payments

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Credit Monitoring

The biggest threat to healthy credit is not knowing what is on your credit report. Our Smart Credit monitoring option helps you take control of your credit report while building healthy credit.

Perfect for consumers looking to protect their credit scores through consistent monitoring.

Services Include:

> ScoreTracker

> ScoreBuilder

> Smart Credit Report

> 3B Reports and Credit Scores

> Money Manager


Not Sure Which Service Is Best For You?

Schedule A Free Evaluation With Our Team Below To Learn More


Our Team

We think our team is pretty amazing. 

Whether we're negotiating with a creditor, or coaching clients on establishing credit, our team is committed to ensuring our clients build and maintain a healthy credit profile.  If you're passionate about helping people, you'll make a great addition to our growing company. 

Apply below and let's discuss how we can work together to create the best experience for you and our clients. 


Looking for a great career?

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Realtor's Guide to Credit

Do you deal with credit challenged buyers? Listen to our five part series on how to prepare your buyers to credit qualify for their home purchase. 

join our newsletter

Want to learn more about credit? We have a great newsletter curated for consumers looking to build healthy credit. Sign up below to subscribe!

free resources

Are you looking for free resources on credit? We've compiled articles, references, and original content to help you build and maintain healthy credit. 


Free Evaluation



Contact Us

Learn more about how we can help you resolve credit challenges and maintain a healthy credit profile. 

Our consultants are available Monday through Friday from 9:00am to 8:00pm MST to assist you. The majority of our clients schedule a consultation over the phone, but if you're local, feel free to stop by! 

We look forward to the opportunity to work together. 


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