How to Freeze Your Child's Credit Report
As a parent, it’s easy to forget that your child has a credit report, and that it is vulnerable to theft, just like yours. More than 1 million children had their identity stolen in 2017, but yet there’s not a lot of information available to help parents protect their kids.
If you want to take action to freeze your child’s credit report, here are the steps:
Get a copy of their Birth Certificate and provide an address for the previous two years for the child.
Provide a copy of a driver’s license or state ID card for yourself, along with an address proof such as a utility bill or insurance statement.
Here are the direct links you’ll need to complete this process:
If you believe someone has stolen the identity of your child, here is a resource from the CFPB to take action: https://www.consumerfinance.gov/about-us/blog/how-to-protect-vulnerable-children-from-identity-theft/
We’re happy to answer any questions that you may have. Don’t let your child’s future be hampered due to identity theft and poor credit.